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What is TSP?
TSP, also known as the thrift savings plan, is a retirement program for federal employees. TSP creates wealth for federal employees to enjoy the benefits after retirement over time. Employees can not use this before retirement. TSP offers employees different kinds of investments to choose from. The thrift savings plan ensures that federal employees’ savings are invested correctly. TSP allows all retired employees to have stable life after their retirement.
How to Login To TSP Account?
Visit the official [tsp](https://www.tspgov.online)
website.
You can sign in to the TSP account using your Thrift Savings Plan account number or TSP employee user ID and password.
The Thrift Savings Plan
Often called the TSP, this plan is similar to the 401(k) savings and tax benefits plans available in the private sector. Here’s how you can build your “nest egg”:
We’ll set up and automatically contribute 1% of your basic pay toward your Thrift Savings Plan account, whether you contribute to it or not.
If you do contribute to the TSP, we’ll match your contributions dollar for dollar up to 3%, and 50 cents on the dollar for the next 2%.
All of your contributions will be made from pre-tax dollars, and your investments and earnings will be tax deferred until you withdraw them.
Five Thrift Savings Plan investment funds are available for you to choose from.
You may transfer money from other eligible retirement savings plans into your Thrift Savings Plan account.
In some cases, you can borrow against your Thrift Savings Plan.
If you change federal employment, your Thrift Savings Plan will go with you.